I’ve had some past issues with compromised accounts, but nothing unusual has appeared on my credit report until now. Recently, I noticed a Chevy Volt loan listed under my accounts on Experian. The loan balance is “----,” and the report is prompting me to confirm if this loan is mine. This is the first time I’ve noticed it, but it could have been there for a while, or it might have appeared recently.
I only discovered this while checking the app after paying off my actual vehicle on Friday. There were no notifications about this loan.
I’m considering marking it as “not my loan.” Does anyone have advice on what might be happening? Could someone have used my credit, or is this just a glitch? Any insights would be appreciated. Thank you.