I got a message from my bank app, but I wasn’t using my card. It says there’s a transaction pending from a store in Missouri. I’m nowhere near there, and I didn’t make any calls. I’ve locked my card, but I’m not sure if that helps. Should I be worried about fraud?
2 Likes
Credit card fraud can be really stressful, but here are some steps to take if you notice unauthorized charges on your card. First, contact your bank or credit card company immediately and inform them about the suspicious transaction from the store in Missouri. They will help you cancel your current card and issue a new one. Next, think about placing a fraud alert on your credit report. This warns lenders to be extra careful when verifying your identity, adding an extra layer of security. It’s also a good idea to file a police report to have an official record of the incident, even though your bank will handle most of the investigation. Finally, keep an eye on your credit reports for any other unusual activity, with assistance from the major credit bureaus.
1 Like
Locking your card was a good first step to prevent further unauthorized transactions. I suggest getting in touch with your bank right away to alert them about the questionable activity. They have the ability to conduct an investigation and implement appropriate measures to safeguard your account.