Received a letter about revoking an allocated waiver—Is this a scam?

Seeking Advice
1

We received a ‘Final Notice’ letter at our new home. It claims to be about an important matter regarding our property, listing my name and address. However, it states that my lender is ‘classified for privacy,’ which seems odd. It also mentions an attached allocated waiver fee and a Homeowner ID. When we called the number on the letter, an automated response said it was the ‘warranty department.’ Is this some type of scam?

2

Homeowners receive tons of misleading mail, often disguised as urgent notices. Anything truly important will come from your county, lender, or law firm, and should be easy to verify.

3

If it were legitimate, it would contain detailed information, including the sender’s identity. The vague wording and urgency are red flags. Scammers often try to pressure people into calling. You can safely ignore it.

4

This is likely an attempt to sell you a ‘home warranty’ by tricking you into thinking it’s related to your mortgage. Many new homeowners get these letters. Ignore it.

5

Oli said:
This is likely an attempt to sell you a ‘home warranty’ by tricking you into thinking it’s related to your mortgage. Many new homeowners get these letters. Ignore it.

Thanks.

6

In some states, mortgage details are public records, allowing scammers to send mail that looks official. They often include disclaimers in fine print stating they are not affiliated with your lender. This sounds like one of those scams. Toss it in the trash.

7

@Russel
Thanks

8

Got the same letter today. Researched the phone number—definitely a scam. They make it look like a check but it’s not. It also requires your signature, which is another red flag. Ignore it.

9

Quentin said:
Got the same letter today. Researched the phone number—definitely a scam. They make it look like a check but it’s not. It also requires your signature, which is another red flag. Ignore it.

Thanks!

10

I got one of these too. The letter included a fake check for $199, but in tiny print, it says ‘this is not a check.’ The phone number they provided sounded aggressive, trying to push a service. I feel bad for elderly homeowners who might fall for this. Scammers always claim it’s the ‘final notice’ but you keep getting more of them.

11

@Mica
It’s frustrating. My aunt lost $800 to a scam call recently. She reported it, but the money was gone. Authorities need to crack down harder on these scams.