Patriot Funding Reviews?

Hello, So today, I received a letter in the mail from Patriot Funding saying I could get a loan to combine all my debts into one. I checked online but didn’t find much about Patriot Funding. Does anyone here know anything about them or have dealt with them before?

1 Like

I’m not sure what you’ve decided to do, but I wanted to share my experience because this thread still shows up in Google searches for the company. They are a real company, not like the typical scams you hear about. However, they trick you. I got a mailer, called them, filled out an application, and was told I’d hear back soon. But the person I talked to stopped answering, so I gave up on them. Then today, Finance Solutions called me, saying they work with Patriot Funding. I found out they both operate from the same offices in New York.

They said I didn’t qualify for a debt consolidation loan because of my credit and income. But I know my credit and income are fine, because I’ve worked in credit for two years. This wasn’t a rejection, though. It was a switch. Instead of a normal loan, they wanted me to pay them a monthly fee with no interest. They said they’d use lawyers to try to settle my debt, but they wouldn’t pay my creditors. This would hurt my credit. I just laughed and hung up. Don’t get involved unless you’re really struggling to pay your bills.

1 Like

This company keeps sending me loan offers even though I have never done business with them. They never pick up the phone when I try to reach them via phone or email to ask them to delete my contact information or any other information they may have about me from their system. The message “an agent will be right with you, press two for a call back” and similar things seem to be stuck on repeat when I keep attempting at different times of the day. I wish to stop getting mail from this company in the future. I’m tired of them!!

My suggestion is to visit their website and check the “Disclosures” page, which ends with the following statement:

"You may not be matched with the lender making a particular conditional loan offer, and Patriot Funding does not guarantee that any lender will make you a conditional loan offer.

Patriot Funding is not an agent of you or any lender. Patriot Funding services are only administrative. Patriot Funding is a paid marketing lead generator."

In other words, their mailers are purely marketing tactics.