Is Wells Fargo still really that bad?

I’m currently in search of a $300 direct deposit offer.

However, there’s that meme that circulates: “Wells Fargo Sucks.” Oddly enough, I’ve mostly heard positive reviews from those around me. Perhaps my friends aren’t particularly critical of their banks. In my circle, approximately 60% of them bank with Wells Fargo. I stand out as the sole user of Amex as my primary bank, while the remaining 39.999% split among institutions like BofA, Chase, USB, Citi, C1, and others.

P.S. Could someone clarify the minimum duration I need to maintain my account open to receive the $300 bonus?

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I will hide my money in coffee cans in the backyard before I ever do business with them. When they took over my old bank, I closed my accounts.

We had to hire a lawyer to make their legal department acknowledge my mother’s ownership of her house. They kept refusing the paperwork from the probate court because it didn’t follow their rules. Because they rejected it, they didn’t acknowledge my mother’s ownership and refused to talk to her. They had to be reminded that the county court wouldn’t change their paperwork to fit the bank’s rules.

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Open a new Everyday Checking account with a minimum opening deposit of $25 by June 25, 2024.
Within 90 calendar days of account opening (the qualification period), receive a total of $1,000 or more in qualifying electronic deposits.
After the 90-day qualification period, Wells Fargo will determine if you’ve met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.

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As a new Chase checking customer, you can earn $300 when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.

My mother, in her 90s and experiencing mild memory lapses, encountered a string of challenges. After breaking her leg in a fall, an EMT took advantage by stealing her credit card en route to the hospital. Despite my power of attorney, Wells Fargo insisted she handle the issue in person. They convinced her to enroll in an identity protection plan, necessitating a PIN she soon forgot. Subsequently, she nearly fell victim to a phone scam, but caught on just in time. Ironically, the protection plan hindered us from freezing her accounts due to the forgotten PIN. Overall, the ordeal proved excessively complicated, exacerbated by the ineptitude of the staff involved.

I think it is still bad because most bank rating organizations like marketwatch give it very low ratings especially for poor services