I have signed up for a UHC value network core plan with an HSA.
Next year, I will also be enrolled in the UHC dental gold plan. They cover 80% after I meet a $150 deductible for the family plan.
If I visit an in-network dentist and use my UHC dental plan, let’s say the bill is $600. After insurance pays 80%, I would owe $120. Can I use my HSA to cover this $120 instead of paying out of pocket?
Also, does it matter for my HSA if I have separate dental, vision, and medical plans?
Yes, provided that the HSA plan treats it as a medical procedure, etc., as it ought do.
If you have a point-accumulating credit card, you should charge it to your credit card, get an HSA reimbursement, and then pay the credit card off. You can get the bonus points in this manner.
Yes, you can typically use a Health Savings Account (HSA) to cover dental expenses. HSA funds can be used for various medical expenses, including dental care such as cleanings, fillings, braces, and other treatments. It’s a flexible way to pay for qualified medical expenses with pre-tax dollars.