I used my Citi card to get a free FICO score of 838 from Equifax. Can I rely on this rating? I just opened a new airline rewards credit line, which will serve as my primary credit card for payments and purchases.
What are the advantages of having a high credit score aside than borrowing? Any inventive tactics? Because of the high costs in my location, I am not ready to purchase a piece of real estate in the next two years. I am worried since, even if I could, I would probably need a roommate.
Just to be clear, even if your Citi score is a FICO score, it is not the same as the typical FICO score. It is referred to as a FICO Bankcard Score, and it ranges from 250 to 900. Therefore, even if your score is still excellent, it is not quite as excellent as it would be if it were an 850-point normal FICO score.
I also think that looking into churning is a good idea. This is essentially the right response. Make the most of your score while applying for different credit cards that provide benefits for signing up. You will be able to travel practically anywhere for free if you enjoy traveling.
hi harris,take this into consideration,by strategically leveraging your high credit score, you can save money on loans and interest expenses, qualify for superior financial products, and reach your financial objectives more effortlessly.