Credit Karma, I just received a notification on my phone saying “congratulations on your new car,…” but I didn’t buy a new car.
Is that just an automated notification or what?
Credit Karma, I just received a notification on my phone saying “congratulations on your new car,…” but I didn’t buy a new car.
Is that just an automated notification or what?
One of the largest scams that still goes on is undoubtedly credit karma.
It’s wise to be cautious regarding the notification from Credit Karma congratulating you on a new car. Here are two potential reasons for this notification:
Automated Notification: Credit Karma may have sent an automated notification based on activity in your credit report that could be misinterpreted as a new car purchase. Here are possible causes:
Credit Inquiries: A dealership might have conducted a credit check, even if you didn’t purchase a car. This can occur during pre-approval for financing or test driving a vehicle with financing options discussed.
New Loan: It’s possible a loan (not necessarily for a car) appeared on your credit report, leading Credit Karma’s system to generate the notification.
Potential Identity Theft: While less likely, such notifications could indicate attempts at identity theft, where someone may be trying to open accounts in your name.
Here’s what you should do:
Check Your Credit Report: Log in to Credit Karma to review your credit report for any unfamiliar inquiries or accounts.
Dispute Errors: If you find any unfamiliar items, use Credit Karma’s dispute process to address them promptly.
Contact Credit Karma: If the notification persists or if you have concerns, contact Credit Karma’s customer support for clarification.
For further assistance, you can explore these resources:
Credit Karma’s Help Center on Disputing Errors
Federal Trade Commission on Identity Theft