Opening My Own Chase Sapphire Preferred Card as an Authorized User

Last year, my fiancé added me as an authorized user on his Chase Sapphire Preferred card, despite my initial hesitation. Now, I’m considering opening my own Chase Sapphire Preferred card to take advantage of the new account bonus points.

Will I still be eligible for the bonus points if I open my own card, or should I consider applying for a different card instead? Any advice on how to proceed would be greatly appreciated!

Being an authorized user doesn’t stop you from opening your own card, so don’t worry about that. What you should be more concerned about is what could happen if your fiancé’s credit takes a hit, as that could negatively affect your score too.

I don’t believe it will impact getting the bonus on a Sapphire card.