My insurance company just called and told me they can’t cover me anymore because my license is suspended. I’ve had two accidents where I was at fault (one was because of a massive tree on the freeway), plus a texting-while-driving ticket that went to collections, and a red light camera ticket that I never got because it was sent to the wrong address. I did pay the red light ticket and completed driving school for it.
What do I need to do now to get my license reinstated? Also, I have no idea how to pay the texting ticket since it’s in collections. Any advice would help. Thanks.
Sounds like your license got suspended due to an unpaid ticket or failure to appear. You need to check with the DMV to see what exactly is causing the suspension.
You’ll likely need an SR-22 or some kind of high-risk insurance once your license is reinstated. Be careful about going to random agencies that advertise ‘SR-22 insurance’—some will overcharge you. Try getting quotes from reputable companies or using online insurance platforms. Also, make sure you clear up the collections issue because that could be part of the problem.
First, stop driving until you get this sorted out. Driving with a suspended license will only make things worse.
Your best bet is to check with the DMV directly to see exactly why your license is suspended and what steps you need to take to fix it. Usually, it involves paying outstanding fines, possibly taking a course, and filing an SR-22 if required.
If your car is still registered, check your state’s rules on insurance requirements. You might need to surrender your plates to avoid additional penalties. In the meantime, figure out public transportation or other alternatives until you’re back on the road legally.
Most states don’t suspend licenses just for accidents or a couple of tickets, but they do if you don’t pay your fines. Check your state’s DMV website—there should be a way to see what’s causing the suspension. If you’ve moved recently, you might have missed some notices. Once you pay whatever’s outstanding, the suspension should be lifted.