I might have made a mistake. I’ve been trying to secure a loan for some time now but can’t find any information on how to do it. I have a great credit score and make $35,000 a year.
I tried applying to OneMain, Happy Lending, and Rocket Loans but was denied by all of them for not having enough credit history.
I came across 5k Funds on the Lending Club website, which I assume is a reliable source. I entered all my information into the website, but I didn’t see an option to create an account or review if my application was accepted.
After exiting the page and googling 5k Funds, I noticed the website doesn’t appear on the main page of Google, and there’s hardly any information from real people online discussing the loan website.
I really need help figuring out how to take out a loan for medical purposes. Did I make a mistake by entering my SSN into a potentially scam website?
I’m not too knowledgeable about it, but you ought to attempt these two things. A lot of medical practices will take certain payments. My wisdom teeth were extracted on credit. Credit unions also occasionally provide personal loans. Wishing you luck!
Hi Stephie… Given your concern about entering your Social Security Number on a potentially unreliable site, you should immediately monitor your credit reports for any unauthorized activity and consider placing a fraud alert or credit freeze to protect your identity.
Additionally, monitor your bank and credit card statements for suspicious transactions. For securing a loan, focus on reputable lenders such as established financial institutions or credit unions, use loan comparison websites like LendingTree, consider secured loans or a co-signer, and verify lenders through reviews and ratings on BBB or Trustpilot. If needed, consult a financial advisor for further assistance.
Hello Stephie, 5k Funds doesn’t provide loans directly; instead, they connect borrowers with a network of lenders. This makes it more challenging to verify the legitimacy of the lenders you may be matched with.