Can I still max out my HSA for 2024 before the deadline?

In 2023, I maxed out my HSA contributions. However, I forgot to contribute consistently in 2024. Is it still worth contributing post-tax to max out the 2024 limit if I have the funds available? I’ve updated my benefits to ensure I’ll max it out automatically going forward.

Update: I’ve spoken to HR and arranged for contributions to be made through the end of this year. Thanks, everyone!

You still have time! You can make payroll contributions for the rest of 2024, and you also have until April 15, 2025, to make 2024 contributions directly from your own bank account. It’s definitely worth it if you can max it out.

@VictoriaC
Thanks! I’ll check how to adjust payroll contributions for the rest of the year.

If you still have three paychecks left this year, call your benefits manager to adjust your contribution amount. You might still be able to max out the HSA for 2024 with pre-tax contributions.

Leander said:
If you still have three paychecks left this year, call your benefits manager to adjust your contribution amount. You might still be able to max out the HSA for 2024 with pre-tax contributions.

Appreciate it! I’ll be making that call today during a break.