I’ve been wondering if a mortgage can fall through because of a drop in my credit score. Has anyone had this happen before?
What did your mortgage underwriter say about it?
Graceloney said:
What did your mortgage underwriter say about it?
I just noticed the credit score drop recently. I haven’t contacted them yet since it’s after hours. I’ll reach out tomorrow, didn’t want to disturb them today.
@Fay
Try to relax for now. Only they can give you the real answer.
Yeah, a mortgage can fall through. But like someone else mentioned on the forum, a small credit score drop probably won’t change their decision. Since you know about it, though, you don’t have to rush to tell your lender. I wouldn’t stress about it too much.